Special Enrollment

Special Enrollment Is the Exception to Open Enrollment

Special Enrollment Period is an exception that allows you to enroll outside of open enrollment under extenuating circumstances, frequently called a life event. Known as a Special Enrollment Period, this allows you to sign up for health insurance if you lost your other health insurance because you:

Lost coverage in last 60 days or plan to lose it in next 60 days, job loss
Change in household income
Moved state or county
Got married or divorced
Became a widow or widower
Aged off of a parent’s plan, turned 26
COBRA insurance expired

Have a new baby, adopted a child or new foster parent
Became a U.S. citizen
Being released from prison or detention
A prolonged illness that required hospitalization
An enrollment error made by an insurer, government entity, or insurance agent
A natural disaster

PLEASE NOTE: You won’t be eligible for a special enrollment period if you lost your other health insurance because you didn’t pay the monthly premium or if you voluntarily canceled your prior coverage.

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Special Enrollment Info

Special Enrollment Periods

“I tried to enroll myself and it was a complete disaster, then I called John with Utah Health Insurance Advisors and within 30 minutes he had me enrolled in a better plan than I had selected. He also was able to show me a plan analysis which made me feel comfortable we had selected the best plan for my family.”

— W. Williams