Did you miss your opportunity with open enrollment? Short Term or MediShare can both be good alternatives to provide coverage to you. You can still schedule an appointment with an advisor and you’ll be educated on the most cost-effective way to build a bridge to protect you and your family until the next open enrollment. We have two great options that are low cost, with better than you thought deductibles. Short Term Insurance offers great catastrophic protection and exceptional value with daily benefits as well. The main difference with Short Term vs the traditional health plan is that pre-existing conditions are excluded and if you experience a health issue during one of the quarters, this will not be covered in future quarters.

Medi-share is another option but this IS NOT INSURANCE. Savings can be as much as 50%, and the medical bills are shared among the members and discounted. If you have Advanced Premium Tax Credits they CANNOT BE USED with this program. Medi-Share does offer an affordable healthcare plan that is exempt from the mandate to purchase health insurance under the Individual Mandate of the Affordable Care Act and has attracted many consumers. Christian Care Ministry currently operates in all US states. Since 1993, members of the organization have shared and discounted medical expenses amounting to more than $2.1 billion.